Ep 7: Understanding Your TSP Options in Retirement

Thursday, February 08, 2024

Inside this episode:

The Thrift Savings Plan (TSP) for federal employees plays a crucial role in retirement planning, and it’s important to understand your options and the best ways to utilize the account. Whether you're diligently working towards retirement or already considering your income streams post-career, the TSP is a pillar you can't afford to overlook.

In this video, Gregory Jameson will discuss the importance of maximizing your contributions, understanding the benefits of dollar-cost averaging, and the nuances of both traditional and Roth TSP options. From the matching contributions that FERS employees receive to the strategy behind catch-up contributions for those over 50, he’ll cover the tactics that could significantly enhance your retirement savings.

If you haven’t had these discussions or made a plan for how to use your TSP in retirement, Federal Retirement Experts can help you with this and all of your benefits.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:40 – What is the TSP

4:44 – Traditional vs Roth

6:34 – Investing

11:42 – Creating income from your TSP

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Our personalized, complimentary pre-retirement analysis helps to explain your Federal benefits, how they work in retirement, and calculate your projected retirement income.

This comprehensive report will cover important areas of your retirement options including:

TSP Withdrawal Options & Benefits
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FERS Supplement & Social Security
Survivor Benefits
Federal Employee Group Life Insurance (FEGLI) costs
Federal Employee Health Benefit (FEHB) costs
First Year in Retirement Projected Income
And more!

Listen To More Episodes

Ep 9: When Can I Retire with Full Benefits?

November 1, 2024

Discover the ins and outs of federal employee retirement in this comprehensive episode of the Federal Retirement Experts podcast. Host Gregory Jameson delves into the crucial question: "When can I retire and get my full benefits?" He breaks down the eligibility criteria for full retirement under the Federal Employee Retirement System (FERS), including the 30-year rule, age 60 with 20 years of service, and age 62 with at least five years of credible service.

Ep 8: What is a Phased Retirement for Federal Employees?

February 15, 2024

Some federal employees will have the option to take a phased retirement, which will allow them to continue working in a smaller capacity while a replacement is brought on. Who is eligible for a phased retirement and what financial considerations need to be discussed before deciding if it’s a good option for you?

Ep 6: What is it Like to Work with Federal Retirement Experts?

December 1, 2023

We know that people have a lot of questions about working with us and what it’s like for federal employees. Kathy was generous enough to take some time out of her schedule to join us on the show to provide a first-hand account of how Federal Retirement Experts has helped her and her husband put a plan in place to give them confidence in retirement.

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